Tuesday, August 12, 2008

Lend America Teams Up With Dream House to Help Medically Fragile Children

MELVILLE, N.Y. — Lend America, recently ranked as the 12th largest direct-to-consumer FHA lender in the nation, announced today it will make a financial contribution to Dream House for Medically Fragile Children for each loan it closes. Dream House for Medically Fragile Children, Inc, a 501(c) 3 non profit children's charity, teaches families and communities how to help kids with complex health issues thrive in a home setting instead of being institutionalized for life.

Based in Atlanta, Dream House was founded in 2001 by Laura Moore, a licensed pediatric nurse and clinical educator, who while caring for these children for more than 20 years, decided that these children just like any other children deserve a home, a family and a future. Dream House receives no state or federal funding and relies solely on private donations. Since 2001, Dream House has helped more than 820 families caring for over 730 medically fragile children by providing education al programs for families and care givers, assisting in the development of specially equipped and accessible homes, increasing community awareness about the needs of medically fragile children, and creating opportunities for community and corporate partnerships focused on improving the quality of life for medically fragile children and their families.

"As a caring and compassionate organization that is focused on helping borrowers achieve the dream of sustainable homeownership, Lend America has a responsibility to help Dream House provide safe, effective and long-term care for these medically fragile children in a stable nurturing home," said Michael Ashley, chief business strategist at Lend America. “We believe as Lend America continues to grow, we can make a difference, one child at a time, and have a significant impact on improving the quality of life for more of these children by training and enabling more families to care for them at home."

A medically fragile child is one who, because of an accident, illness, congenital disorder, abuse or neglect, has been left in a stable condition, but is dependent on life sustaining medications, treatments, equipment, and has need for assistance with activities of daily living. A medically fragile condition crosses all diagnoses including chronic health care conditions such as diabetes, oxygen dependency, cerebral palsy (CP), organ transplants and most require special health care support, such as tube feedings, suctioning, tracheotomy care, a respirator or have limited mobility and require special health care support due to paralysis or chronic disease.

"Reality comes crashing down for these families faced with the challenge of caring for their precious children who have dramatically complex health issues," said Laura Moore, founder and CEO of Dream House. "Unless you are faced with this situation or know someone going through this, you are completely oblivious to this tragic epidemic sweeping across American communities touching hundred's of thousands of families. Lend America has embraced the Dream House mission, and in doing so, is helping us open a door on a situation that together we can address."

Lend America, a National Mortgage Banking Organization and one of New York's largest privately owned direct lenders, has served the residential mortgage marketplace for over 20 years. The company is one of the most successful direct-to-consumer lenders in the United States and is the region's largest and most well known FHA direct lenders and is a GNMA approved mortgage backed securities issuer. Lend America employs approximately 525 employees and is located in Melville, N.Y.

Dream House for Medically Fragile Children is a children's charity that teaches family and communities how to help kids with complex health issues thrive in a home environment instead of being institutionalized for life. Fueled by community support, Dream House has set the standard for home care of medically fragile children, which will someday have national impact. The organization aims to improve the quality of life for these children, including dramatically reducing the number who are in foster care. Since 2001, Dream House has served over 820 family members caring for more than 830 medical fragile children in 37 Georgia counties.

This is a wonderful partnership that benefits the most medically fragile of children. Some of the children served by Dream House will rely on treatments, medications or equipment for the rest of their lives. Their needs are complex, and it is refreshing to learn that a non-profit (and a corporation) are giving these children and their families a voice.

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